Interactive charts of U.S. mortgage rates going back 10 years. Data from the Federal Reserve (FRED).
Rates shown are weekly survey averages from Freddie Mac's Primary Mortgage Market Survey (PMMS) and the Optimal Blue Mortgage Market Indices (OBMMI), sourced via the Federal Reserve Bank of St. Louis (FRED). They represent national averages — your actual rate will vary based on credit score, loan-to-value ratio, property type, and lender. Rate data is updated weekly, typically on Thursdays.