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OriginationFOIA disclosures indicate Fannie Mae and Freddie Mac recommended moving to one modernized credit score, but FHFA mandated two. The policy could increase lender operational costs and add pricing...
RegulationPreferred equity behind Freddie Mac conventional loans is being used to bridge proceeds gaps and preserve liquidity in a higher rate market. A single lender structure can streamline underwriting,...
Rates & FedNot every housing policy labeled “affordable” is actually designed to make housing more affordable. That is the central problem with today’s “missing middle” debate. Across the country,...