Legal

Terms of Use

Last updated: April 11, 2026. By using MortgageWire, you agree to these terms. Please read them carefully.

Acceptance of terms

By accessing or using MortgageWire ("the site"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the site. We reserve the right to update these terms at any time; continued use of the site constitutes acceptance of any changes.

Informational purpose only

All content on MortgageWire — including news articles, rate data, calculator outputs, guides, and directory listings — is provided for informational purposes only. Nothing on this site constitutes financial, legal, tax, or mortgage advice. Rates shown are national survey averages and do not represent a loan offer or commitment from any lender.

Always consult a licensed mortgage professional, financial advisor, or attorney before making borrowing, purchasing, or investment decisions.

Accuracy of information

We make reasonable efforts to ensure the accuracy of rate data, news content, and calculator logic. However, MortgageWire makes no warranties — express or implied — regarding the completeness, accuracy, or timeliness of any content on this site. Rate data is sourced from FRED and is subject to their data refresh schedules and potential corrections.

News content and aggregation

News articles displayed on MortgageWire are aggregated from third-party sources via RSS feeds. The content of those articles is owned by their respective publishers. MortgageWire displays article titles, summaries, and links — clicking through takes you to the original publisher's site. We do not claim ownership of aggregated article content.

Directory listings

The MortgageWire Lender & Broker Directory is provided for informational purposes. Inclusion in the directory is not an endorsement. MortgageWire does not verify licensing status in real time — always confirm a professional's license through NMLS Consumer Access or your state regulator before engaging their services.

Calculators and tools

Mortgage calculators on this site use standard financial formulas for illustrative purposes. Results are estimates only and do not account for all factors a lender considers, including credit score, property type, loan-to-value, and lender-specific pricing. Do not rely solely on calculator outputs when making financial decisions.

Prohibited uses

You agree not to:

  • Scrape, crawl, or systematically extract data from this site without written permission
  • Use the site for any unlawful purpose or in violation of any applicable regulations
  • Attempt to gain unauthorized access to any part of the site or its systems
  • Transmit any malicious code, spam, or disruptive content through the site
  • Reproduce or republish MortgageWire's original content (guides, glossary, tool UI) without attribution and permission

Limitation of liability

To the fullest extent permitted by law, MortgageWire and Discount Mortgage shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of — or inability to use — this site or its content. This includes any decisions made in reliance on information provided here.

External links

This site contains links to third-party websites (news articles, NMLS, FRED, etc.). These links are provided for convenience. MortgageWire has no control over the content or privacy practices of external sites and accepts no responsibility for them.

Governing law

These terms are governed by the laws of the State of Florida, without regard to conflict of law provisions.

Contact

Questions about these terms? Contact us.