Mortgage rates

Weekly data from the Federal Reserve Bank of St. Louis (FRED). Charts show 10-year history.

Rates updated

Updated 12 min ago

30-Year Fixed

6.51%

▲ +0.15% vs prior week

As of May 21, 2026

15-Year Fixed

5.85%

▲ +0.14% vs prior week

As of May 21, 2026

FHA 30-Year

6.32%

▲ +0.02% vs prior week

As of May 21, 2026

Jumbo 30-Year

6.64%

▲ +0.09% vs prior week

As of May 21, 2026

10-Yr Treasury

4.57%

— 0.00% vs prior week

As of May 21, 2026

30-Year Fixed — Rate history

Source: FRED / Freddie Mac

Current

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Current rates at a glance

Loan type	Current rate	Prior week	Change	As of	Source
30-Year Fixed	6.51%	6.36%	▲ +0.15%	May 21, 2026	FRED
15-Year Fixed	5.85%	5.71%	▲ +0.14%	May 21, 2026	FRED
FHA 30-Year	6.32%	6.30%	▲ +0.02%	May 21, 2026	FRED
Jumbo 30-Year	6.64%	6.55%	▲ +0.09%	May 21, 2026	FRED
10-Yr Treasury	4.57%	4.57%	— 0.00%	May 21, 2026	FRED

About these rates

Rates shown are weekly survey averages from Freddie Mac's Primary Mortgage Market Survey (PMMS) and the Optimal Blue Mortgage Market Indices (OBMMI), sourced via the Federal Reserve Bank of St. Louis (FRED). They represent national averages and your actual rate will vary based on credit score, loan-to-value ratio, property type, and lender. Rate data is updated weekly, typically on Thursdays.